Jilihh GCash — Limits, Fees & Settlement

Covered next: GCash as a payment method — its operator, its licence type, and what it publishes about limits and fees.

GCash at a glance

Field	Value
Operated by	Mynt, born from the Globe Fintech Innovations and Ayala Corporation joint venture, counts G-Xchange, Inc. as its company
Regulated by	Bangko Sentral ng Pilipinas
Wallet limit	Fully Verified users see a ceiling of PHP 100,000, measured at any given time. PHP 10,000, then PHP 50,000, then PHP 100,000, then PHP 500,000, then PHP 1,000,000 — that progression matches Basic, GCash Jr, Fully Verified, GCash Plus and GCash Platinum across the ladder
Per-transaction cap	Not published
Settlement	the underlying rail sets these speeds rather than GCash — instant for wallet-to-wallet and InstaPay, same banking day for PESONet
Published fees	Cash-in over the counter is free until the combined monthly total across OTC channels reaches PHP 8,000, after which 2 per cent applies to the remainder, resetting on the first. PHP 15 at BPI and PHP 10 at UnionBank make up the bank-set fee for InstaPay cash-in from a linked account. Today’s PayPal cash-in pricing runs 1 per cent under PHP 20,000 and a flat PHP 200 from that point on, with GCash saying a flat 1 per cent applies starting 7 March 2026. Cash-in via Payoneer and remittance claims through it are provided at no charge. Cash-ins of PHP 100 or more draw a suggested 1 per cent fee from Pera Outlet agents, with the rate set by the outlet.

Treat these numbers as one reading, dated 2026-09. Because payment providers can change their limits and fees without warning, checking the provider’s own page is the only way to get current figures.

How fast money actually moves

GCash settles the underlying rail sets these speeds rather than GCash — instant for wallet-to-wallet and InstaPay, same banking day for PESONet. It’s a rail-level point rather than a casino one — before GCash ever handles a withdrawal, an operator can hold it for internal review, and that review is normally where the delay originates.

A per-transaction cap is not published. None is published for this rail.

What GCash says about gambling transactions

The closest GCash’s own terms and conditions get to barring gambling merchants outright is a clause against pyramid and Ponzi schemes. Restrictions, where they exist, are a product of regulator action. GCash removed its GLife Games top-up and withdrawal feature effective 16 August 2025 after BSP Memorandum M-2025-029, dated 14 August 2025, gave every BSP-supervised institution 48 hours to strip in-app gambling and gaming links and redirects.

In a separate statement, GCash reports blocking around 3,200 merchants that abused its QR system to redirect users toward illegal gambling and scam sites, and affirms a zero-tolerance policy toward illegal gambling operators. That combination of measures restrains illegal-gambling-linked merchants together with in-app gaming top-ups. Using GCash to fund a licensed casino’s cashier is a matter this leaves open, neither confirmed nor denied.

Verification tiers

• Basic — It handles cashing in, buying load, paying bills, and scanning to pay. A ceiling of PHP 10,000 applies to the wallet, PHP 5,000 is the monthly figure both in and out, and daily limits go unstated
• GCash Jr. — From age 7 to age 17, users are held to the Basic feature set. PHP 10,000 per day and per month outbound, PHP 10,000 per month inbound, under a PHP 50,000 wallet ceiling
• Fully Verified — GInvest, send money, and the GCash card join GInsure, Borrow, pay online, bank transfer, GSave, and GLife. PHP 100,000 defines the wallet ceiling and the monthly inflow limit alike, and PHP 100,000 defines the daily outflow limit, uncapped on a monthly basis
• GCash Plus — Available to Fully Verified users only when a bank or investment account is linked A PHP 500,000 wallet cap, PHP 500,000 as the monthly inflow ceiling, and PHP 100,000 as the daily outflow ceiling
• GCash Platinum — Eligible Globe Platinum subscribers only. This tier caps the wallet at PHP 1,000,000, monthly inflow at PHP 1,000,000, daily outflow at PHP 500,000 and monthly outflow at PHP 1,000,000

The published ceiling of Fully Verified users see a ceiling of PHP 100,000, measured at any given time. PHP 10,000, then PHP 50,000, then PHP 100,000, then PHP 500,000, then PHP 1,000,000 — that progression matches Basic, GCash Jr, Fully Verified, GCash Plus and GCash Platinum across the ladder applies to the tier stated above, not to every account.

Paying with GCash at Jilihh

1. Sign in at Jilihh and open the cashier.
2. You’ll spot GCash in the list of payment methods your cashier shows for your account — that’s the one to choose.
3. Make sure the name on your Jilihh account matches the name on your GCash account.
4. Look over the cashier screen’s minimum, maximum and any fee before locking in your amount.

Before depositing through an unfamiliar method for the first time, glance at the cashier screen, since it lists your account’s live limits.