Jilihh Debit and Credit Cards — Limits, Fees & Settlement

As a payment rail specific to the Philippines, Debit and Credit Cards get examined here purely on their own footing: limits, settlement timing and published charges, without reference to any casino’s cashier.

Debit and Credit Cards at a glance

Field	Value
Operated by	Internationally it’s Visa and Mastercard’s schemes, and domestically it’s BancNet handling debit. Issuing banks, individually supervised by the BSP, are behind the cards, not the networks
Regulated by	Bangko Sentral ng Pilipinas
Wallet limit	Not applicable to this rail
Per-transaction cap	Not applicable to this rail
Settlement	Not applicable to this rail
Published fees	Revolving credit card balances face interest and finance charges capped at 36 per cent a year, or 3 per cent a month, per BSP Circular No. 1165 of 2023, which replaced the 24 per cent cap set in 2020. A flat PHP 200 per transaction caps the cash advance processing fee under that circular, which permits no fee besides it. BSP places no cap on merchant discount and interchange rates, which are instead negotiated commercially between acquirer and merchant, and this page leaves out the commonly quoted percentages for them due to their lacking a primary source.

Treat these numbers as one reading, dated 2026-09. Limits and fees can change without notice at a payment provider’s discretion, which makes its own page the only source that’s actually current.

The stance Debit and Credit Cards takes on gambling transactions

Locating a Philippine-specific statement on gambling transactions from BSP, Visa, or Mastercard proved impossible. Gambling merchants are classed industry-wide under merchant category code 7995, a restricted category requiring explicit acquirer sign-off, and many issuing banks reportedly decline it as their default. A card payment to a gambling merchant may be declined with no published rule to point at — that’s the only reason this description, sourced from general payments explainers rather than any Philippine statement by the networks or the regulator, appears here, not as a sourced fact about Philippine cards.

Paying with Debit and Credit Cards at Jilihh

1. Once you’re signed in at Jilihh, head to the cashier.
2. From the payment methods your cashier lists, go with Debit and Credit Cards.
3. Make sure the name on your Jilihh account matches the name on your Debit and Credit Cards account.
4. Take a moment to check the cashier screen’s minimum, maximum and any fee before you confirm the amount.

Live limits for your account appear right on the cashier screen — check it before the first deposit with any new method.