Jilihh Bank Transfer — Limits, Fees & Settlement

Bank Transfer counts as a Philippine payment rail, and what’s covered on this page is the rail on its own terms — limits, settlement pace and published charges — not a casino’s cashier.

Bank Transfer at a glance

Field	Value
Operated by	Both clearing houses are operated by Philippine Payments Management, Inc. under BSP oversight, with individual BSP-supervised banks and e-money issuers doing the actual transfer work
Regulated by	Bangko Sentral ng Pilipinas
Wallet limit	Not applicable to this rail
Per-transaction cap	Routing the transfer through InstaPay caps it at PHP 50,000 per transaction. Through PESONet no scheme-wide cap exists, though the sending institution may impose one anyway
Settlement	instaPay settles in real time around the clock, whereas PESONet settles the same banking day when the cut-off is beaten by the instruction. Once a transfer amount passes InstaPay’s PHP 50,000 ceiling, PESONet becomes the rail, which is usually how this gets decided
Published fees	A charge on either rail is possible from the sending institution, and the figure isn’t fixed across banks. Regardless of which rail is used, the receiving side is never charged and always gets the full amount.

The numbers on this page reflect a single point in time, dated 2026-09. Limits and fees shift at payment providers with no heads-up given, leaving the provider’s own page as the sole place for current numbers.

How fast money actually moves

Bank Transfer settles instaPay settles in real time around the clock, whereas PESONet settles the same banking day when the cut-off is beaten by the instruction. Once a transfer amount passes InstaPay’s PHP 50,000 ceiling, PESONet becomes the rail, which is usually how this gets decided. What’s really being pointed at is the rail, not the casino — a withdrawal can be sitting in an operator’s own review long before Bank Transfer ever touches it, and that review step usually accounts for the wait.

A per-transaction cap of Routing the transfer through InstaPay caps it at PHP 50,000 per transaction. Through PESONet no scheme-wide cap exists, though the sending institution may impose one anyway applies, which is why a larger transfer sometimes has to be split.

Paying with Bank Transfer at Jilihh

1. Sign in at Jilihh and open the cashier.
2. Your account’s cashier includes Bank Transfer among its listed payment methods, so go ahead and select it.
3. Make sure the name on your Jilihh account matches the name on your Bank Transfer account.
4. Take a moment to check the cashier screen’s minimum, maximum and any fee before you confirm the amount.

Before depositing through an unfamiliar method for the first time, glance at the cashier screen, since it lists your account’s live limits.